How to Save ₹10,000 Per Month on a ₹30,000 Salary in India

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A hand dropping coins into a clay piggy bank with Indian rupee notes on a wooden table

When I was earning ₹28,000 per month at my first job in Mumbai I was saving zero. I told myself it was impossible to save on that salary in that city. My rent was ₹9,000, my food was ₹6,000, my travel was ₹3,000 — the numbers did not leave room. A colleague who earned almost exactly the same amount was saving ₹8,000 every month. Same city, same rough salary, completely different outcome. I asked her how. She showed me her notebook. Not an app, not a spreadsheet — a small notebook where she wrote every expense every day. That habit alone, she said, made her think twice before spending because she knew she would have to write it down. I started the notebook. Within three months I was saving ₹7,000 per month. Here is exactly how. The Honest Starting Point — Know Where Money Is Going Most people who cannot save have no idea where their money actually goes. They know the big categories — rent, groceries, travel — but the small daily spending is invisible. For one week write down every single expense no matter how small. … Read more

Aloo Paratha Recipe: How My Mother Made It Every Winter Morning in Delhi

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Golden aloo paratha on a steel plate with white butter, green chutney and a glass of lassi on a wooden table

Introduction: The 6 AM Ritual In our South Delhi flat, winter mornings had a sound before they had a light. It was the sound of my mother pressing dough against the tawa — a soft rhythmic thud that meant it was cold outside, school was still an hour away, and aloo paratha was happening. She made them without measuring anything. A handful of this, a pinch of that, her hands moving with the confidence of someone who had done this ten thousand times. The parathas came off the tawa glistening with white butter — the kind that comes in a small clay pot from the local dairy, not the yellow block from the supermarket. I never appreciated those mornings until I left home, tried to make aloo paratha in a Pune paying guest accommodation on a single-burner stove, and produced something that looked like a deflated football and tasted like regret. This recipe is everything I learned after years of practice — and several conversations with my mother in which I finally asked her to actually measure things while I wrote them down. What Makes a Good Aloo … Read more

Thailand from India in 2026: How to Plan It Without Overspending

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Aerial view of turquoise waters and limestone cliffs in Krabi Thailand

Thailand is the first international trip for a huge number of Indians. It was mine. I went in 2022 with a friend from college, a budget of ₹60,000, and almost no planning. We spent three days in Bangkok and four days in Phuket, spent more than we planned, and came back with the specific kind of exhaustion that comes from doing too many tourist activities too quickly. Two years later I went again. Better planned, better budget, better experience. This guide is everything I learned from doing it twice. Visa — Straightforward in 2026 India and Thailand have a visa-on-arrival arrangement. Indian passport holders can get a visa on arrival at major Thai airports — Bangkok Suvarnabhumi, Bangkok Don Mueang, Phuket, and Chiang Mai. The visa on arrival costs 2,000 Thai Baht (approximately ₹4,800 at current rates). It allows a 15-day stay. You need a return ticket, proof of accommodation, and 10,000 Baht (approximately ₹24,000) in cash or equivalent — you will be asked to show this at immigration. The queue for visa on arrival at Bangkok can be long — 30–60 minutes on busy days. If you … Read more

Kedarnath Trek 2026: What Nobody Tells You Before You Go

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Snow-capped Kedarnath temple surrounded by Himalayan peaks in early morning light

I reached Kedarnath at 5:30 in the morning after walking through the night. My legs had stopped hurting somewhere around the 10 kilometre mark the previous evening — apparently there is a point where exhaustion becomes its own kind of numbness. The temple was lit by a single string of lights against a completely black sky. The Mandakini river was a sound more than a sight. The temperature was around 4 degrees Celsius in early June. There were maybe forty people at the temple at that hour — pilgrims who had walked through the night like me, sadhus who seemed unaffected by the cold, and a few temple priests preparing for the morning aarti. I am not a particularly religious person. But standing at 3,583 metres above sea level in the dark, having walked 18 kilometres through the Himalayas to get there, something about the experience goes beyond religion entirely. Here is everything you need to know to do this trek properly. The Route — Gaurikund to Kedarnath The trek starts at Gaurikund which is the last point motorable vehicles can reach. From Gaurikund to Kedarnath temple is … Read more

Goa in Monsoon: Why I Went in July and Did Not Regret It Once

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Lush green coastal cliffs and grey monsoon waves at Goa beach in July

Everyone told me not to go. My colleague said the beaches would be dirty. My mother said the sea would be dangerous. My friend who goes to Goa every December said monsoon Goa is “not the real Goa.” My cab driver on the way to Mumbai airport said I was wasting money. I went anyway. It was July, I had four days of leave I needed to use, and flights to Goa in July cost ₹2,800 return from Mumbai. The same flight in December costs ₹11,000. Here is what actually happened. What Goa in Monsoon Actually Looks Like The first thing that hits you when you land in Goa in July is the green. Goa in December is beautiful but it is a dry, dusty, crowded beautiful. Goa in July is green in a way that does not look real — like someone turned the saturation up on everything. The roads have moss on their edges. The cashew trees are enormous and dark. The Portuguese-era houses look like paintings against the grey sky. There are cows sitting in the middle of every road as always but now they … Read more

Butter Chicken Recipe: The Real Mumbai Home Kitchen Secret (Not the Restaurant Version)

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Creamy homestyle butter chicken in a black iron kadai with fresh coriander and naan on a wooden table

Introduction: The Butter Chicken My Nani Made Every Sunday in our Bandra flat, the smell of butter chicken would drift through all three floors of our chawl. My Nani — God bless her — never once called it “murgh makhani.” To her, it was simply “woh laal chicken.” That red chicken. The one that made grown men queue at the kitchen door with rotis already in hand. The version you get at restaurants — silky, sweet, and uniform — is not what she made. Hers had texture. It had char. It had a slight bitterness from where the tomatoes caught the bottom of the kadai. And it was, without question, the best thing I have ever eaten. This article is my attempt to give you that recipe. The real one. With the things that go wrong, the shortcuts that ruin it, and the one step most recipes leave out that makes all the difference. What Makes Authentic Butter Chicken Different Restaurant butter chicken is engineered for mass production — it is smooth, consistent, and deliberately mild so it offends no one. Home-style butter chicken is the opposite. It … Read more

Best Free Apps Every Indian Should Have on Their Phone in 2026

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Indian person scrolling through apps on a smartphone with popular app icons visible on screen

I have 47 apps on my phone. I actively use 11 of them. The other 36 exist because I installed them once for something specific, forgot to delete them, and they now quietly drain battery and storage. This list is the 11 — the ones I would install on day one if I got a new phone tomorrow. No sponsored recommendations, no apps I was asked to include. Just the ones that have genuinely made daily life easier. For Payments — BHIM UPI Most people use PhonePe or Google Pay for UPI which is fine. But BHIM — the government’s own UPI app — has one advantage neither of the others has: it works reliably on low internet connections and older Android phones. For anyone in a Tier 2 or Tier 3 city where internet speeds are inconsistent BHIM is noticeably more reliable for completing transactions when the connection is weak. Free, no ads, no promotional clutter. Download: Search “BHIM” on Play Store. Published by NPCI — National Payments Corporation of India. For Train Booking — IRCTC Rail Connect The official IRCTC app is the only way to … Read more

Manali on a Budget: How I Did 5 Days for ₹13,500 from Delhi

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Snow-covered Manali mountain valley with wooden guesthouses and pine trees in winter

My first trip to Manali cost ₹38,000. It was 2019, I booked everything through a travel agent, stayed at a resort that looked better in photos than in person, and spent most of the trip in a vehicle being taken from one “tourist spot” to the next on a schedule that left no room for actually being in Manali. My second trip cost ₹13,500 for five days including the overnight bus from Delhi. I planned everything myself, stayed in guesthouses recommended by people who had actually been there, and ate where locals ate. The second trip was three times better in every way. Here is exactly how I did it. Getting There — The Overnight Bus from Delhi The most practical way to reach Manali from Delhi is the overnight Volvo bus from Kashmere Gate ISBT. It departs around 5–6 PM and arrives in Manali the next morning around 10–11 AM depending on road conditions. Cost: ₹700–₹1,400 depending on operator and season. I booked through RedBus two weeks in advance and got a window seat on the upper deck for ₹950. The journey is approximately 14 hours. The … Read more

Best Hill Stations Near Mumbai: Where to Actually Go on a Weekend

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Misty green valleys and winding road at a hill station near Mumbai during monsoon season

Every Mumbai resident has the same conversation with themselves on a hot Wednesday in May: I need to get out of this city this weekend. Then Friday comes, the traffic on the expressway looks impossible, the hotels in Lonavala are ₹8,000 for a Saturday night, and somehow you end up staying home. I have done this trip-planning-then-cancelling cycle more times than I want to admit. But I have also actually made it out on enough weekends to know which destinations are worth the effort and which ones are not. Here is the honest guide. Lonavala — Honest Assessment Everyone goes to Lonavala. This is both its greatest strength and its biggest problem. The ghats around Lonavala — Bhushi Dam, Tiger’s Leap, Rajmachi viewpoint — are genuinely beautiful especially in monsoon when everything is green and the waterfalls are running. The problem is that on any Saturday between June and September, every viewpoint has approximately 400 people at it simultaneously, the road from the expressway to the main market is a complete traffic jam, and the famous chikki shops on the main street are more tourist trap than genuine … Read more

Puran Poli Recipe: How to Make Maharashtra’s Most Beloved Festive Sweet

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Golden puran poli on a steel plate with a small bowl of ghee and saffron milk on a traditional Maharashtrian thali

Introduction: Puran Poli and the Smell of Festivals In Maharashtra, there is a particular smell that means a festival is coming. It arrives a day early, the afternoon before Holi or Ganesh Chaturthi or any of the auspicious days my grandmother consulted her panchang to identify. It is the smell of chana dal cooking with jaggery — sweet and slightly caramelised and unmistakably festive. Puran poli is not everyday food. It is celebration food. And the making of it is itself ceremonial. The whole family gathers. Someone sits with the dal. Someone rolls. Someone stands at the tawa. The kitchen becomes the living room. Everything important happens there. My aunt made the best puran poli I have ever had. Her secret was patience — more time on the dal than any recipe suggests, more ghee than is arguably sensible, and a dough that rested for a full hour. Here is that recipe. Ingredients (Makes 10–12 polis) For the puran (sweet filling): — 1 cup chana dal (split Bengal gram) — 1 cup + 2 tbsp jaggery, grated (adjust to taste — some prefer it sweeter) — 1/2 tsp … Read more